Gift cards have become a go-to solution for simplifying gift-giving, removing the stress of choosing the ‘perfect’ item and ensuring your present is always well-received. As the most requested gift for the 18th consecutive year in 2024, their popularity is undeniable. Yet, the reality is that not all gift cards offer the same value, contributing to billions of dollars in unspent gift card balances.
To help you navigate the world of gift cards and select truly great gift cards for any event – be it birthdays, holidays, graduations, or just because – we’ve conducted a comprehensive comparison of the 50 most popular options. Our analysis spanned five key factors: popularity, potential discounts, resale value, retailer satisfaction, and any associated shipping costs. Dive into our top recommendations below to find the ideal gift card every time.
2025’s Top-Rated Gift Cards: Find Your Perfect Match
Choosing the right gift card can feel overwhelming with so many brands available. To simplify your decision, we’ve evaluated and ranked the best gift cards based on a variety of factors that contribute to their overall value and desirability as great gift cards.
Gift Card | WalletHub Score | Popularity Rank | Shipping or Purchase Fees | Average Buyer Discount | Average Resale Value | Retailer Rating |
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Amazon Gift Card | 65 | 2 | $0.00 | 5.00% | $75.00 | 2.25 |
Target Gift Card | 65 | 3 | $0.00 | 2.59% | $82.22 | 2.51 |
Sephora Gift Card | 65 | 4 | $0.00 | 5.97% | $76.99 | 2.14 |
Walmart Gift Card | 61 | 5 | $0.00 | 3.68% | $83.64 | 1.63 |
Starbucks Gift Card | 60 | 6 | $0.00 | 5.12% | $77.62 | 2.92 |
Disney Gift Card | 56 | 7 | $0.00 | 2.03% | $84.00 | 1.54 |
Home Depot Gift Card | 55 | 11 | $0.00 | 2.34% | $85.50 | 2.07 |
REI Gift Card | 55 | 17 | $0.00 | 7.04% | $81.00 | 2.28 |
eBay Gift Card | 51 | 9 | $0.00 | 0.62% | $83.50 | 1.62 |
Nike Gift Card | 51 | 18 | $0.00 | 7.24% | $80.21 | 1.67 |
SONIC Gift Card | 51 | 43 | $0.00 | 16.30% | $67.25 | 1.35 |
Chick-fil-A Gift Card | 50 | 12 | $0.00 | 0.50% | $83.50 | 2.45 |
iTunes Gift Card | 50 | 19 | $0.00 | 2.47% | $80.00 | 2.10 |
Best Buy Gift Card | 50 | 20 | $0.00 | 2.12% | $84.31 | 2.89 |
Costco Gift Card | 46 | 13 | $0.00 | N/A | $87.10 | 1.99 |
Netflix Gift Card | 46 | 15 | $0.00 | 9.18% | $74.00 | 1.91 |
Ikea Gift Card | 46 | 25 | $0.00 | 5.10% | $79.20 | 1.63 |
Lowe’s Gift Card | 46 | 37 | $0.00 | 7.40% | $82.00 | 1.37 |
Michaels Gift Card | 46 | 41 | $1.95 | 8.50% | $80.00 | 2.15 |
Texas Roadhouse Gift Card | 45 | 23 | $0.00 | 4.69% | $77.27 | 2.00 |
Marshalls Gift Card | 45 | 49 | $0.00 | 3.33% | $81.50 | 2.30 |
Hobby Lobby Gift Cards | 43 | 26 | $1.00 | 2.60% | $80.00 | 2.25 |
Google Play Gift Card | 41 | 10 | $0.00 | 5.33% | N/A | 1.52 |
Nordstrom Gift Card | 41 | 24 | $0.00 | 2.16% | $78.50 | 1.80 |
Macy’s Gift Card | 41 | 33 | $0.00 | 5.23% | $78.76 | 1.75 |
Kohl’s Gift Card | 41 | 42 | $0.00 | 5.27% | $79.33 | 1.50 |
T.J. Maxx Gift Card | 40 | 30 | $0.00 | 2.89% | $79.00 | 2.25 |
Olive Garden Gift Card | 40 | 31 | $0.00 | 7.78% | $72.64 | 2.45 |
Whole Foods Gift Card | 40 | 35 | $0.00 | N/A | $84.00 | 2.05 |
Aerie Gift Card | 40 | 47 | $0.00 | 2.72% | $78.00 | 2.25 |
Red Lobster Gift Card | 38 | 46 | $0.65 | 5.75% | $70.00 | 2.35 |
Chipotle Gift Card | 36 | 16 | $2.40 | 4.49% | $78.10 | 1.95 |
Taco Bell Gift Card | 36 | 22 | $2.50 | 3.85% | $77.92 | 1.90 |
McDonald’s Gift Card | 36 | 27 | $0.00 | 1.00% | $83.50 | 1.80 |
GameStop Gift Card | 36 | 32 | $0.00 | 7.85% | $73.46 | 1.57 |
Ticketmaster Gift Card | 36 | 36 | $1.15 | 1.30% | $83.00 | 2.00 |
Circle K Gift Card | 36 | 38 | $0.00 | 1.00% | $81.50 | 1.90 |
Zara Gift Card | 36 | 39 | $0.00 | 0.50% | $81.95 | 1.23 |
Old Navy Gift Card | 36 | 50 | $0.00 | 7.61% | $73.31 | 1.73 |
Dairy Queen Gift Card | 34 | 45 | $0.48 | 7.40% | $72.00 | 1.75 |
Subway Gift Card | 32 | 40 | $1.50 | 6.79% | $73.05 | 1.75 |
Visa Gift Card | 31 | 1 | $6.90 | N/A | N/A | 1.40 |
Etsy Gift Card | 31 | 14 | $0.00 | 3.00% | N/A | 1.43 |
Dunkin Donuts Gift Card | 31 | 28 | $2.40 | 2.53% | $77.82 | 1.75 |
American Airlines Gift Card | 31 | 34 | $4.95 | 4.50% | $78.00 | 1.45 |
Cinemark Gift Card | 31 | 44 | $0.00 | 9.89% | $68.00 | 1.70 |
Fandango Gift Card | 27 | 29 | $1.95 | 8.32% | $69.87 | 1.07 |
American Express Gift Card | 26 | 8 | $4.95 | N/A | N/A | 1.45 |
Smoothie King Gift Card | 20 | 48 | $0.00 | N/A | $69.00 | N/A |
MasterCard Gift Card | 16 | 21 | $6.90 | N/A | N/A | 1.30 |
Looking at the top of our list, Amazon, Target, and Sephora gift cards share the highest WalletHub score, making them excellent choices. These are undeniably great gift cards due to their wide appeal and usability across diverse product ranges. The table provides a quick comparison across key metrics, helping you assess which cards offer the best balance of popularity, value, and retailer satisfaction. For instance, while Sonic gift cards offer a significant buyer discount, their lower resale value and retailer rating might make them less versatile compared to an Amazon gift card.
12 Essential Tips to Maximize Your Gift Card Strategy
Gift cards are a perennial favorite during the holiday season and throughout the year. They offer convenience and choice, but to truly make them great gift cards, it’s important to be strategic. Don’t let your gift card be just another piece of plastic lost in a drawer. Here are twelve actionable tips to ensure your gift cards are appreciated, utilized, and offer the best possible value.
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Seek Out Discounts: Many people assume gift cards are sold at face value, but savvy shoppers know that discounts are often available, especially online. Finding great gift cards often starts with purchasing them for less than their listed value. Explore online marketplaces and retailers that offer promotional deals.
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Steer Clear of Card-Network Gift Cards: While Visa and Mastercard gift cards might seem like universally great gift cards due to their broad acceptance, they often come with activation fees and can be less cost-effective than cash or specific retailer cards. These fees detract from the gift’s value, making them a less optimal choice. Cash provides the same flexibility without the added costs.
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Understand the Difference: Gift Cards vs. Prepaid Cards: It’s crucial to distinguish between gift cards and prepaid cards. Although they may look similar in stores, they serve different purposes. Gift cards are generally non-reloadable and intended for one-time use until the balance depletes. Prepaid cards, on the other hand, are reloadable and function more like debit cards, often with associated fees. Giving a prepaid card when a great gift card is intended can lead to unexpected charges for the recipient.
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Be Aware of Loyalty Card Restrictions: A legal loophole allows gift cards obtained through loyalty, reward, or promotional programs to have expiration dates without the usual restrictions. Standard gift cards typically cannot expire for at least five years after issuance. Always verify the terms and conditions to ensure you’re giving or receiving a true great gift card and not a restricted promotional card.
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Resale is a Viable Option: Unwanted gift cards don’t have to go to waste. The resale market offers a convenient way to exchange gift cards for cash or other cards. Gift card exchange platforms provide a valuable service for both selling and buying great gift cards at discounted rates. Swapping with friends or family is another simple solution.
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When in Doubt, Cash is King: While gift cards are thoughtful, sometimes the most universally great gift card is simply cash. It’s always appreciated, completely versatile, and eliminates any guesswork. Plus, you avoid shipping costs and the need to choose a specific retailer.
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Unlock the Value of Unused Gift Cards: Millions of dollars in gift card value go unspent annually. Take a moment to check your drawers for forgotten gift cards. Cards from the last five years are likely still valid. You can sell them for cash, trade them in at many stores, or even recoup funds from expired cards through state unclaimed property programs. Don’t let that value sit idle!
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Earn Rewards by Purchasing Gift Cards: Maximize your credit card rewards by purchasing gift cards. Many rewards programs allow you to redeem points or miles for gift cards, often at a better value than cash redemption. This is a smart way to make your everyday spending work harder and acquire great gift cards using rewards.
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Embrace E-Gift Cards for Last-Minute Gifts: E-gift cards are increasingly popular, especially for those in a time crunch. They eliminate shipping fees and are delivered instantly, making them ideal great gift cards for last-minute gifting needs. With increased mobile accessibility, e-gift cards are more convenient than ever.
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Avoid Overspending with Gift Cards: It’s common for people to spend more than the value of their gift cards. This psychological effect is similar to overspending with credit cards – the money feels less ‘real’. Be mindful of your spending when using gift cards to avoid unnecessary purchases and stick to your budget while still enjoying your great gift card.
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Inspect the Card Before Leaving the Store: Always check for tampering before you leave the store. Ensure the packaging is intact and the PIN is securely covered. Card theft can occur if numbers are stolen before activation. Verify the card’s condition to prevent any unpleasant surprises later.
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Beware of Inactivity Fees: While expiration dates are restricted, inactivity fees can still apply if a card sits unused for a year. Some states have banned these fees, and some even allow cash redemption for small balances. Always read the fine print to understand any potential fees and ensure your great gift card retains its full value.
By following these tips, you can confidently select and utilize great gift cards that provide genuine value and satisfaction for both the giver and the recipient.
The Shifting Sands of Gift Card Popularity
The popularity of different gift cards fluctuates over time, influenced by trends, retailer performance, and consumer preferences. Understanding these shifts can help you choose great gift cards that are not only currently popular but also trending upwards. Below is a table illustrating the popularity ranks of various gift cards and how they’ve changed over recent years.
Gift Card | 2024 Popularity Rank | Change From 2023 Rank | Change From 2022 Rank | Change From 2021 Rank |
---|---|---|---|---|
Visa Gift Card | 1 | – | ↑1 | ↑1 |
Amazon Gift Card | 2 | – | ↓1 | ↓1 |
Target Gift Card | 3 | – | ↑1 | ↑1 |
Sephora Gift Card | 4 | ↑2 | ↑8 | ↑18 |
Walmart Gift Card | 5 | ↑17 | ↓2 | ↓2 |
Starbucks Gift Card | 6 | ↓2 | ↓1 | ↓1 |
Disney Gift Card | 7 | ↓2 | ↓1 | ↑4 |
American Express Gift Card | 8 | ↓1 | ↑3 | ↑2 |
eBay Gift Card | 9 | ↓1 | ↓1 | ↓2 |
Google Play Gift Card | 10 | ↑6 | ↓3 | ↓2 |
Home Depot Gift Card | 11 | ↑1 | ↑2 | ↑1 |
Chick-fil-A Gift Card | 12 | ↓2 | ↓2 | ↓3 |
Costco Gift Card | 13 | ↑28 | ↑23 | ↑16 |
Etsy Gift Card | 14 | ↑1 | ↑1 | ↑1 |
Netflix Gift Card | 15 | ↓2 | ↑1 | ↑1 |
Chipotle Gift Card | 16 | ↑3 | ↑2 | ↑2 |
REI Gift Card | 17 | ↑1 | ↑2 | ↑6 |
Nike Gift Card | 18 | ↓7 | ↓4 | ↓4 |
iTunes Gift Card | 19 | ↓10 | ↓10 | ↓13 |
Best Buy Gift Card | 20 | – | – | ↓1 |
MasterCard Gift Card | 21 | ↑5 | ↑5 | ↑6 |
Taco Bell Gift Card | 22 | ↑8 | ↑3 | ↑4 |
Texas Roadhouse Gift Card | 23 | ↑8 | ↑1 | ↑8 |
Nordstrom Gift Card | 24 | ↓1 | ↓3 | – |
Ikea Gift Card | 25 | ↓1 | ↑4 | ↑5 |
Hobby Lobby Gift Cards | 26 | ↓1 | ↑2 | ↑2 |
McDonald’s Gift Card | 27 | ↑117 | ↓5 | ↓7 |
Dunkin Donuts Gift Card | 28 | ↓11 | ↓11 | ↓15 |
Fandango Gift Card | 29 | ↓15 | ↓6 | ↑20 |
T.J. Maxx Gift Card | 30 | ↑7 | ↑7 | ↑6 |
Olive Garden Gift Card | 31 | ↑4 | ↑2 | ↑2 |
GameStop Gift Card | 32 | ↓11 | ↓5 | ↓7 |
Macy’s Gift Card | 33 | ↑16 | ↑8 | ↑5 |
American Airlines Gift Card | 34 | ↓1 | ↑5 | ↑16 |
Whole Foods Gift Card | 35 | ↓1 | ↓3 | ↓3 |
Ticketmaster Gift Card | 36 | ↓9 | ↓1 | ↓19 |
Lowe’s Gift Card | 37 | ↓9 | ↑13 | ↑8 |
Circle K Gift Card | 38 | ↑68 | ↑88 | ↑147 |
Zara Gift Card | 39 | ↑1 | ↓9 | – |
Subway Gift Card | 40 | ↑8 | ↓2 | – |
Michaels Gift Card | 41 | ↑4 | ↓7 | ↓6 |
Kohl’s Gift Card | 42 | ↓6 | ↓11 | ↓8 |
SONIC Gift Card | 43 | ↓1 | ↑2 | ↓1 |
Cinemark Gift Card | 44 | ↓5 | ↑15 | ↑101 |
Dairy Queen Gift Card | 45 | ↑15 | ↑26 | ↑20 |
Red Lobster Gift Card | 46 | ↓3 | – | ↑1 |
Aerie Gift Card | 47 | ↑16 | ↑52 | ↑88 |
Smoothie King Gift Card | 48 | ↑75 | ↑82 | ↑80 |
Marshalls Gift Card | 49 | ↓3 | ↑6 | ↑5 |
Old Navy Gift Card | 50 | ↓12 | ↑6 | ↑1 |
Visa gift cards consistently hold the top popularity rank, indicating their broad appeal as great gift cards due to their versatility. Amazon and Target gift cards also maintain high ranks, reinforcing their status as reliable and well-loved choices. Interestingly, Sephora has seen a significant rise in popularity over the years, reflecting the growing interest in beauty and personal care products. Conversely, iTunes gift cards have steadily declined in rank, possibly due to shifts in digital music consumption habits. Keeping an eye on these trends helps in predicting which gift cards will be most appreciated in the future.
Our Methodology: How We Ranked the Best Gift Cards
To ensure our rankings of great gift cards are robust and unbiased, we employed a comprehensive methodology. We evaluated gift cards from the 50 most popular retailers, focusing on five key categories that reflect their value and desirability. Each gift card received a score out of 100, with 100 representing the most outstanding option.
Our scoring rubric considered the following factors:
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Gift Card Popularity Rank (30 points max): We used online search volume as an indicator of popularity, assuming that higher search volume correlates with greater demand and recognition of great gift cards.
- 30 points: Ranks 1 to 5
- 25 points: Ranks 6 to 10
- 20 points: Ranks 11 to 15
- 15 points: Ranks 16 to 25
- 10 points: Ranks 26 to 50
- 5 points: Ranks 51 to 75
- 0 points: Ranks 76+
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Average Buyer Discount (30 points max): We investigated major gift card exchange platforms to determine the average discount available to buyers. Higher discounts increase the value proposition of great gift cards.
- 30 points: 15.00%+
- 20 points: 10.00% to 14.99%
- 10 points: 5.00% to 9.99%
- 5 points: 2.00% to 4.99%
- 0 points: <2.00%
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Average Resale Value (20 points): Recognizing that not all gift cards are always used or wanted, we assessed the resale value on major exchange platforms for a $100 gift card from each retailer. Higher resale values contribute to the overall flexibility and appeal of great gift cards.
- 20 points: $80.00+
- 15 points: $75.00 to $79.99
- 10 points: $70.00 to $74.99
- 5 points: $60.00 to $69.99
- 0 points: <$60.00
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Retailer Rating (15 points): Customer experience at the retailer is a significant factor in the perceived value of a gift card. We aggregated user ratings from various popular review sites to gauge overall retailer satisfaction. Positive retailer ratings enhance the desirability of great gift cards.
- 15 points: 4.0 to 5.0
- 10 points: 3.0 to 3.99
- 5 points: 2.0 to 2.99
- 1 point: 1.0 to 1.99
- 0 points: <1.0
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Shipping or Purchase Fees (5 points): Fees associated with purchasing or shipping a physical gift card reduce the overall value. We penalized cards with higher fees. The absence of fees is a characteristic of great gift cards.
- 5 points: No fees
- 3 points: $0.01 – $1
- 1 point: $1.01 – $2
- 0 points: $2+
By meticulously analyzing these factors, we aim to provide you with a trustworthy guide to selecting the great gift cards that offer the best combination of value, popularity, and user satisfaction for all your gifting needs in 2025.